El Paso County, Texas: health insurance

What El Paso County residents should know about Medicare, marketplace plans and Medicaid.

El Paso County at a glance

StateTexas
Population (2023 est.)869,880
Population rank in Texas10 of 254
Land area1,013 square miles
Major citiesEl Paso

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving El Paso County for 2027

20 Medicare plans from 6 companies are listed in El Paso County for 2026 but not for 2027, covering at least 10,897 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Texas:
  • HealthSpring Extra Rx (PDP) (S5617-372, Cigna HealthSpring (HCSC))
  • HealthSpring Assurance Rx (PDP) (S5617-108, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
UHC Dual Complete TX-S4 (HMO-POS D-SNP)
H4527-054
UnitedHealthcare6,235
Wellpoint Full Dual Advantage (HMO D-SNP)
H8849-010
Anthem (Elevance Health)1,703
HumanaChoice H5216-353 (PPO)
H5216-353
Humana1,127
Wellcare Giveback (HMO)
H0174-021
Wellcare / Ambetter (Centene)413
Wellcare Dual Liberty (HMO D-SNP)
H0174-006
Wellcare / Ambetter (Centene)406
Wellpoint Dual Advantage (HMO D-SNP)
H8849-011
Anthem (Elevance Health)247
Wellcare Assist (HMO)
H0174-009
Wellcare / Ambetter (Centene)198
Humana USAA Honor Giveback (PPO)
H5216-128
Humana167
Blue Cross Medicare Advantage Basic (HMO)
H8133-005
Blue Cross (Health Care Service Corp)107
Blue Cross Medicare Advantage Core (HMO)
H8554-001
Blue Cross (Health Care Service Corp)85
Wellpoint Dual Advantage 2 (HMO D-SNP)
H2593-032
Anthem (Elevance Health)80
Wellcare Simple Open (PPO)
H7323-007
Wellcare / Ambetter (Centene)44
Show 6 more plans
Plan going awayCompanyPeople enrolled (at least)
Humana Gold Choice H8145-084 (PFFS)
H8145-084
Humana30
Blue Cross Medicare Advantage Optimum (PPO)
H1666-024
Blue Cross (Health Care Service Corp)24
Blue Cross Medicare Advantage Balance (PPO)
H1666-023
Blue Cross (Health Care Service Corp)19
UHC Complete Care Support TX-1A (Regional PPO C-SNP)
R6801-008
UnitedHealthcare12
Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP)
H9706-002
Blue Cross (Health Care Service Corp)10 or fewer
Blue Cross Medicare Advantage Preferred (PPO)
H8634-033
Blue Cross (Health Care Service Corp)10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Texas, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in El Paso County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Texas HICAP (Health Information, Counseling and Advocacy Program) gives free, unbiased counseling at 800-252-9240. Ask which plans serve El Paso County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your El Paso County ZIP code to see what is offered.
  • Medicaid: apply through Texas Health and Human Services Commission (HHSC).

Texas note: Texas has not expanded Medicaid to all low-income adults, so Texas Medicaid eligibility rules can differ meaningfully from states that did expand -- worth confirming directly with HHSC or by phone rather than assuming another state's rules apply.

Questions about El Paso County

Are the same Medicare plans offered everywhere in Texas?

No. Plans are offered by service area. A plan available in one county may not be offered in El Paso County, so check by county.

Where do El Paso County residents get free Medicare counseling?

Texas HICAP (Health Information, Counseling and Advocacy Program) (800-252-9240) is Texas's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

El Paso County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Texas plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Texas plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Texas allows.

Questions along the way? Call 855-367-1095 for assistance.