Collin County, Texas: health insurance

What Collin County residents should know about Medicare, marketplace plans and Medicaid.

Collin County at a glance

StateTexas
Population (2023 est.)1,195,359
Population rank in Texas6 of 254
Land area841 square miles
Major citiesPlano, Frisco, McKinney

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Why your county matters for coverage

In Texas, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Collin County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Texas HICAP (Health Information, Counseling and Advocacy Program) gives free, unbiased counseling at 800-252-9240. Ask which plans serve Collin County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Collin County ZIP code to see what is offered.
  • Medicaid: apply through Texas Health and Human Services Commission (HHSC).

Texas note: Texas has not expanded Medicaid to all low-income adults, so Texas Medicaid eligibility rules can differ meaningfully from states that did expand -- worth confirming directly with HHSC or by phone rather than assuming another state's rules apply.

Questions about Collin County

Are the same Medicare plans offered everywhere in Texas?

No. Plans are offered by service area. A plan available in one county may not be offered in Collin County, so check by county.

Where do Collin County residents get free Medicare counseling?

Texas HICAP (Health Information, Counseling and Advocacy Program) (800-252-9240) is Texas's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Collin County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Texas plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Texas plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Texas allows.

Questions along the way? Call 855-367-1095 for assistance.