Harris County, Texas: health insurance

What Harris County residents should know about Medicare, marketplace plans and Medicaid.

Harris County at a glance

StateTexas
Population (2023 est.)4,835,125
Population rank in Texas1 of 254
Land area1,707 square miles
Major citiesHouston

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Harris County for 2027

39 Medicare plans from 9 companies are listed in Harris County for 2026 but not for 2027, covering at least 68,336 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Texas:
  • HealthSpring Extra Rx (PDP) (S5617-372, Cigna HealthSpring (HCSC))
  • HealthSpring Assurance Rx (PDP) (S5617-108, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
Wellpoint Full Dual Advantage (HMO D-SNP)
H8849-010
Anthem (Elevance Health)15,732
UHC Dual Complete TX-S003 (HMO-POS D-SNP)
H4514-021
UnitedHealthcare14,483
Memorial Hermann Advantage (HMO)
H7115-001
Memorial Hermann Health System8,706
AARP Medicare Advantage from UHC TX-0006 (PPO)
H1278-014
UnitedHealthcare7,076
UHC Dual Complete TX-Q3 (HMO-POS D-SNP)
H4514-024
UnitedHealthcare6,006
Wellcare Giveback (HMO)
H0174-019
Wellcare / Ambetter (Centene)3,391
Wellcare Dual Liberty (HMO D-SNP)
H0174-006
Wellcare / Ambetter (Centene)2,189
AARP Medicare Advantage Giveback from UHC TX-31 (PPO)
H1278-021
UnitedHealthcare1,432
Blue Cross Medicare Advantage Basic (HMO)
H8133-001
Blue Cross (Health Care Service Corp)1,232
Blue Cross Medicare Advantage Choice Premier (PPO)
H1666-003
Blue Cross (Health Care Service Corp)1,107
Community DualCare Aligned (HMO D-SNP)
H9826-003
Harris County Hospital District924
SCAN Strive Texas (HMO C-SNP)
H8902-009
SCAN Group888
Show 25 more plans
Plan going awayCompanyPeople enrolled (at least)
Wellcare Assist (HMO)
H0174-009
Wellcare / Ambetter (Centene)594
Wellcare Simple Open (PPO)
H7323-012
Wellcare / Ambetter (Centene)520
Humana Gold Choice H8145-084 (PFFS)
H8145-084
Humana492
Blue Cross Medicare Advantage Dental Value (HMO)
H9706-007
Blue Cross (Health Care Service Corp)483
Blue Cross Medicare Advantage Secure (HMO)
H9706-005
Blue Cross (Health Care Service Corp)401
Blue Cross Medicare Advantage Optimum (PPO)
H1666-022
Blue Cross (Health Care Service Corp)399
Wellpoint Dual Advantage 2 (HMO D-SNP)
H2593-032
Anthem (Elevance Health)396
Wellpoint Dual Advantage (HMO D-SNP)
H8849-011
Anthem (Elevance Health)394
Wellcare TexanPlus Patriot Giveback (HMO-POS)
H4506-010
Wellcare / Ambetter (Centene)286
Humana USAA Honor Giveback (PPO)
H5216-128
Humana212
UHC Complete Care Support TX-1A (Regional PPO C-SNP)
R6801-008
UnitedHealthcare194
AARP Medicare Advantage Patriot No Rx TX-MA05 (PPO)
H1278-027
UnitedHealthcare155
Memorial Hermann Dual Advantage (HMO D-SNP)
H7115-005
Memorial Hermann Health System126
Memorial Hermann Prime Value MA Only (HMO)
H7115-006
Memorial Hermann Health System113
Erickson Advantage Signature (HMO-POS)
H5652-001
UnitedHealthcare100
Wellpoint Full Dual Advantage 2 (HMO D-SNP)
H2593-048
Anthem (Elevance Health)87
Blue Cross Medicare Advantage Saver (HMO)
H9706-008
Blue Cross (Health Care Service Corp)62
Erickson Advantage Liberty (HMO-POS)
H5652-008
UnitedHealthcare56
Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP)
H9706-002
Blue Cross (Health Care Service Corp)38
SCAN MyChoice Texas (HMO)
H8902-011
SCAN Group26
Blue Cross Medicare Advantage Preferred (PPO)
H8634-033
Blue Cross (Health Care Service Corp)24
Erickson Advantage Liberty no Rx (HMO-POS)
H5652-002
UnitedHealthcare12
Erickson Advantage Champion (HMO-POS C-SNP)
H5652-004
UnitedHealthcare10 or fewer
Erickson Advantage Freedom (HMO-POS)
H5652-006
UnitedHealthcare10 or fewer
Erickson Advantage Guardian (HMO-POS I-SNP)
H5652-003
UnitedHealthcare10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Texas, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Harris County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Texas HICAP (Health Information, Counseling and Advocacy Program) gives free, unbiased counseling at 800-252-9240. Ask which plans serve Harris County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Harris County ZIP code to see what is offered.
  • Medicaid: apply through Texas Health and Human Services Commission (HHSC).

Texas note: Texas has not expanded Medicaid to all low-income adults, so Texas Medicaid eligibility rules can differ meaningfully from states that did expand -- worth confirming directly with HHSC or by phone rather than assuming another state's rules apply.

Questions about Harris County

Are the same Medicare plans offered everywhere in Texas?

No. Plans are offered by service area. A plan available in one county may not be offered in Harris County, so check by county.

Where do Harris County residents get free Medicare counseling?

Texas HICAP (Health Information, Counseling and Advocacy Program) (800-252-9240) is Texas's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Harris County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Texas plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Texas plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Texas allows.

Questions along the way? Call 855-367-1095 for assistance.