Bandera County, Texas: health insurance
What Bandera County residents should know about Medicare, marketplace plans and Medicaid.
Bandera County at a glance
| State | Texas |
|---|---|
| Population (2023 est.) | 22,637 |
| Population rank in Texas | 108 of 254 |
| Land area | 791 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Bandera County for 2027
26 Medicare plans from 8 companies are listed in Bandera County for 2026 but not for 2027, covering at least 856 people enrolled in the plans below today.
- HealthSpring Extra Rx (PDP) (S5617-372, Cigna HealthSpring (HCSC))
- HealthSpring Assurance Rx (PDP) (S5617-108, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| HumanaChoice H5216-360 (PPO) H5216-360 | Humana | 360 |
| AARP Medicare Advantage from UHC TX-0003 (PPO) H1278-005 | UnitedHealthcare | 152 |
| HumanaChoice H7617-040 (PPO) H7617-040 | Humana | 126 |
| Aetna Medicare Signature (PPO) H2293-019 | Aetna (CVS Health) | 93 |
| UHC Dual Complete TX-S003 (HMO-POS D-SNP) H4514-021 | UnitedHealthcare | 46 |
| UHC Dual Complete TX-D007 (HMO-POS D-SNP) H5322-025 | UnitedHealthcare | 45 |
| Humana USAA Honor Giveback (PPO) H5216-128 | Humana | 22 |
| Blue Cross Medicare Advantage Core (HMO) H8554-001 | Blue Cross (Health Care Service Corp) | 12 |
| AARP Medicare Advantage CareFlex from UHC TX-45 (HMO-POS) H0609-078 | UnitedHealthcare | 10 or fewer |
| AARP Medicare Advantage Patriot No Rx TX-MA04 (PPO) H1278-026 | UnitedHealthcare | 10 or fewer |
| Blue Cross Medicare Advantage Balance (PPO) H1666-023 | Blue Cross (Health Care Service Corp) | 10 or fewer |
| Blue Cross Medicare Advantage Dental Value (HMO) H9706-007 | Blue Cross (Health Care Service Corp) | 10 or fewer |
Show 12 more plans
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) H9706-002 | Blue Cross (Health Care Service Corp) | 10 or fewer |
| Blue Cross Medicare Advantage Optimum (PPO) H1666-024 | Blue Cross (Health Care Service Corp) | 10 or fewer |
| Blue Cross Medicare Advantage Value (HMO) H9706-009 | Blue Cross (Health Care Service Corp) | 10 or fewer |
| Community First Medicare Advantage D-SNP (HMO D-SNP) H5447-002 | Bexar County Hospital District | 10 or fewer |
| Humana Gold Choice H8145-084 (PFFS) H8145-084 | Humana | 10 or fewer |
| UHC Complete Care Support TX-1A (Regional PPO C-SNP) R6801-008 | UnitedHealthcare | 10 or fewer |
| UHC Dual Complete TX-V010 (HMO-POS D-SNP) H5322-038 | UnitedHealthcare | 10 or fewer |
| Wellcare Dual Access (HMO D-SNP) H5294-015 | Wellcare / Ambetter (Centene) | 10 or fewer |
| Wellcare Simple Open (PPO) H7323-007 | Wellcare / Ambetter (Centene) | 10 or fewer |
| Wellpoint Dual Advantage (HMO D-SNP) H8849-011 | Anthem (Elevance Health) | 10 or fewer |
| Wellpoint Dual Advantage 2 (HMO D-SNP) H2593-032 | Anthem (Elevance Health) | 10 or fewer |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) H2593-051 | Anthem (Elevance Health) | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In Texas, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Bandera County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: Texas HICAP (Health Information, Counseling and Advocacy Program) gives free, unbiased counseling at 800-252-9240. Ask which plans serve Bandera County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Bandera County ZIP code to see what is offered.
- Medicaid: apply through Texas Health and Human Services Commission (HHSC).
Texas note: Texas has not expanded Medicaid to all low-income adults, so Texas Medicaid eligibility rules can differ meaningfully from states that did expand -- worth confirming directly with HHSC or by phone rather than assuming another state's rules apply.
Questions about Bandera County
Are the same Medicare plans offered everywhere in Texas?
No. Plans are offered by service area. A plan available in one county may not be offered in Bandera County, so check by county.
Where do Bandera County residents get free Medicare counseling?
Texas HICAP (Health Information, Counseling and Advocacy Program) (800-252-9240) is Texas's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Bandera County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.